Our Services
Building Confidence through Collaboration
Listen.
As simple as it sounds, listening is a key component of our process. Our clients are sophisticated investors seeking to enhance the net return on their investments. We start by meeting with you to immerse ourselves in understanding your investment goals and expectations.
Assess.
We eschew the cookie-cutter approach. We begin by asking detailed questions, gaining the insight we need to better customize our solutions. We will work with you and your advisors to determine the criteria that will meet your objectives. We prepare a comprehensive analysis of how we can improve the efficiency of your investment return.
Lead.
Once we present our recommendations and the investment decision is made, we will work with the appropriate financial institutions to negotiate a cost-efficient and tax advantaged solution for you. We constantly think about your needs and develop innovative approaches to achieve the results you need and deserve - with excellence as our barometer.
Wealth Accumulation
Accumulation by definition doesn't happen overnight, it is a gradual and continual increase over time. We believe one of the most important ingredients for accumulating wealth is planning. Planning to accumulate wealth enables you to work effectively toward your goals.
Retirement Planning
Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program, and managing assets and risk.
Income
Protection
A person’s income is the key to realizing and accomplishing their financial goals and objectives. Protecting that income with disability income insurance is the foundation of a well-built financial plan. Our team will take the time to implement and manage a strong income protection program for our individual and business clients including:
Individual disability income insurance
Guaranteed issue and multi-life disability income
Business overhead, key person and equity buyout disability income
Group disability income
Estate Planning
Estate planning is the preparation of tasks that serve to manage an individual's asset base in the event of their incapacitation or death. The planning includes the bequest of assets to heirs and the settlement of estate taxes. Most estate plans are set up with the help of an attorney experienced in estate law
Tax Planning
Tax planning is the analysis of a financial situation or plan from a tax perspective. The purpose of tax planning is to ensure tax efficiency. Reduction of tax liability and maximizing the ability to contribute to retirement plans are crucial for success.
Charitable Giving
Planned giving is the process of making a significant charitable gift during a donor's life or at death that is part of his or her financial or estate plan. ... Charitable remainder trusts provide an income stream for individuals, and at the death of the donor, the charity receives what is left in the trust